After Retirement Blog

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Living Annuities and sustainable retirement Income: How much do you need to retire comfortably?

Your living annuity investment can be the foundation of a comfortable retirement, if you've done the necessary saving and know how to manage it correctly.

10X Investments12 Dec 2024
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Decoding drawdown rates: How much can you safely withdraw from your Living Annuity?

Your living annuity presents a great way to grow your retirement savings - as long as you don't deplete it with a high drawdown rate and high fees.

10X Investments10 Dec 2024
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Living annuity tax efficiency: Maximising retirement income after taxes

Your living annuity investment can provide income for the retirement you deserve, but you need to understand how to use it tax efficiently.

10X Investments5 Dec 2024
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Secure financial independence with a direct investment in a 10X Living Annuity

Your retirement savings should turn into retirement income without the cost of high investment management fees. The 10X Living Annuity offers flexibility, control and excellent potential for investment growth while minimising costs.

10X Investments26 Nov 2024
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Inflation-proof your retirement with a 10X living annuity

Inflation is one of the biggest threats to a comfortable retirement. The 10X living annuity allows you to invest your retirement savings for growth, giving you the best chance of outpacing inflation and preserving your buying power in retirement.

10X Investments21 Nov 2024
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Playing The Long Game: How Fees Impact Your Living Annuity

When you convert your retirement savings into a living annuity, you don't only want to draw a sustainable income from that investment: you want your money to work for you. Minimising fees is the best way to ensure your investment grows.

10X Investments29 Oct 2024
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The Rule of 4%: Will Your Retirement Savings Last?

Explore the 4% rule for retirement withdrawals and understand how fees impact your retirement income. Learn about sustainable drawdown rates, the effects of inflation, and how to make your retirement savings last longer with 10X's low-fee approach.

10X Investments18 Nov 2024
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Balancing sustainable income and growth potential in your Living Annuity

Investing in a living annuity presents an opportunity for both a sustainable income in retirement and growth of the investment itself. Correct asset allocation, and balancing the fees, inflation, drawdown and return equation is key.

10X Investments30 Oct 2024
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Take the stress out of retirement by getting the asset allocation in your Living Annuity right

Equities, cash, bonds, property... offshore or local? Understanding which assets your living annuity is invested in could mean the difference between a comfortable retirement, and a stressful one.

10X Investments10 Oct 2024
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Money mistakes to avoid during retirement

Retirement should be a time for relaxation. These tips will help you reduce the stress of your golden years, and retire better!

10X Investments28 Oct 2023
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Living Annuities And The Impact Of Offshore Investments

Investing offshore in retirement through your living annuity can help hedge against country-specific and currency risks, especially if most of your wealth is Rand-based.

10X Investments20 Sept 2024
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Switching Living Annuity Providers: Weighing Your Options And Comparing Costs

When you invest in a living annuity, you should understand the fees you pay and the performance of your investment - and consider changing providers if you're not getting what you need.

10X Investments4 Sept 2024
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Living Annuities: Adjust Your Drawdown Rate to Maximise Retirement Income

A living annuity allows you the flexibility to adjust your drawdown rate so that inflation, fees and the income your draw together do not outweigh your returns.

10X Investments3 Jul 2024
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How to Avoid Running Out of Money in Retirement

The golden equation for your retirement investments is that inflation + fees + drawdowns must be equal to our less than the return on your investments.

10X Investments11 Jun 2024
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10 things you really should know about your retirement investments

Living annuity vs guaranteed annuity, offshore investing, drawdown rates, taxation and how not to outlive your retirement savings. It's all here.

10X Investments8 Jun 2024
Do not shy away from offshore investments in your living annuity
Don't shy away from offshore investments in your living annuity

If you are a retiree with a living annuity or are close to retirement and looking at investing in a living annuity, you need to consider to what extent you should be invested offshore. 10X offers up to 100% offshore investment capability to help hedge the risks of the local market.

10X Investments25 Jun 2023
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Investing after retirement: How to take charge and get the most from your savings

Your retirement years can be as daunting as they are invigorating. Moving into the dissaving phase in life – where you spend more than you earn – can be worrisome, even for those who appear well-funded. There is an instinctive fear of consuming capital, and the prospect of a diminishing lifestyle can be more than a little unsettling.

10X Investments1 Mar 2019
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Who should consider using a Living Annuity?

Considering retirement options? Learn why a Living Annuity might be right for you. Explore who could benefit most from this flexible financial tool.

10X Investments2 Jun 2022
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Riding the Rollercoaster: A Guide to Retirement During Economic Ups and Downs

Strange financial times, such as these, can further complicate the transition to retirement, which can be tricky at the best of times. Andre Tuck discusses a few factors those approaching retirement will want to consider.

10X Investments27 Mar 2022