After Retirement Blog

Playing The Long Game: How Fees Impact Your Living Annuity

When you convert your retirement savings into a living annuity, you don't only want to draw a sustainable income from that investment: you want your money to work for you. Minimising fees is the best way to ensure your investment grows.

10X Investments29 Oct 2024

The Rule of 4%: Will Your Retirement Savings Last?

Explore the 4% rule for retirement withdrawals and understand how fees impact your retirement income. Learn about sustainable drawdown rates, the effects of inflation, and how to make your retirement savings last longer with 10X's low-fee approach.

10X Investments18 Nov 2024

Balancing sustainable income and growth potential in your Living Annuity

Investing in a living annuity presents an opportunity for both a sustainable income in retirement and growth of the investment itself. Correct asset allocation, and balancing the fees, inflation, drawdown and return equation is key.

10X Investments30 Oct 2024

Take the stress out of retirement by getting the asset allocation in your Living Annuity right

Equities, cash, bonds, property... offshore or local? Understanding which assets your living annuity is invested in could mean the difference between a comfortable retirement, and a stressful one.

10X Investments10 Oct 2024

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Money mistakes to avoid during retirement

Retirement should be a time for relaxation. These tips will help you reduce the stress of your golden years, and retire better!

10X Investments28 Oct 2023

Living Annuities And The Impact Of Offshore Investments

Investing offshore in retirement through your living annuity can help hedge against country-specific and currency risks, especially if most of your wealth is Rand-based.

10X Investments20 Sept 2024

Switching Living Annuity Providers: Weighing Your Options And Comparing Costs

When you invest in a living annuity, you should understand the fees you pay and the performance of your investment - and consider changing providers if you're not getting what you need.

10X Investments4 Sept 2024

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Living Annuities: Adjust Your Drawdown Rate to Maximise Retirement Income

A living annuity allows you the flexibility to adjust your drawdown rate so that inflation, fees and the income your draw together do not outweigh your returns.

10X Investments3 Jul 2024

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How to Avoid Running Out of Money in Retirement

The golden equation for your retirement investments is that inflation + fees + drawdowns must be equal to our less than the return on your investments.

10X Investments11 Jun 2024

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10 things you really should know about your retirement investments

Living annuity vs guaranteed annuity, offshore investing, drawdown rates, taxation and how not to outlive your retirement savings. It's all here.

10X Investments8 Jun 2024

Do not shy away from offshore investments in your living annuity

Don't shy away from offshore investments in your living annuity

If you are a retiree with a living annuity or are close to retirement and looking at investing in a living annuity, you need to consider to what extent you should be invested offshore. 10X offers up to 100% offshore investment capability to help hedge the risks of the local market.

10X Investments25 Jun 2023

Investing after retirement: How to take charge and get the most from your savings

Your retirement years can be as daunting as they are invigorating. Moving into the dissaving phase in life – where you spend more than you earn – can be worrisome, even for those who appear well-funded. There is an instinctive fear of consuming capital, and the prospect of a diminishing lifestyle can be more than a little unsettling.

10X Investments1 Mar 2019

Who should consider using a Living Annuity?

Considering retirement options? Learn why a Living Annuity might be right for you. Explore who could benefit most from this flexible financial tool.

10X Investments2 Jun 2022

Riding the Rollercoaster: A Guide to Retirement During Economic Ups and Downs

Strange financial times, such as these, can further complicate the transition to retirement, which can be tricky at the best of times. Andre Tuck discusses a few factors those approaching retirement will want to consider.

10X Investments27 Mar 2022