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Build your retirement savings with a 10X Retirement Annuity

With a 10X Retirement Annuity, more of your money goes to work for you. Just imagine the retirement lifestyle you could enjoy with a bigger nest egg - more time for family, travel, or finally taking up that hobby.

Grow your Retirement Annuity with 10X

What is a Retirement Annuity?

A Retirement Annuity is a tax-efficient investment product designed to help you save for retirement. Retirement Annuities are ideal if you don't have access to a company pension or provident fund, or if you want to supplement your existing retirement savings. With a Retirement Annuity, you can make regular contributions, enjoy tax benefits, and invest in a fund that suits your needs and goals.

We're dedicated to helping you make the most of your working years so you can retire comfortably.

The 10X difference: Superior returns, low fees, and transparency

  • Superior returns: The 10X Your Future Fund has outperformed benchmarks since inception.

  • Low fees: Our fees are uniquely low and transparent.

  • Transparency: We believe in empowering you to make informed decisions.

With a 10X Retirement Annuity, more of your money goes to work for you. Just imagine the retirement lifestyle you could enjoy with a bigger nest egg - more time for family, travel, or finally taking up that hobby.

Retirement annuities are good

  • A great way to save if you don't have a company pension fund

  • A tax-efficient way to save for your retirement

  • Choose a fund that suits your risk appetite

10X Retirement annuities are better

  • A proven track record of consistent superior returns

  • Low and transparent fees

  • A highly diversified investment portfolio

Get our Retirement Annuity investment report

Download the Regulation 28 investment report to learn how 10X delivers superior long-term returns at a fraction of the cost for your Retirement Annuity.

Trusted by leading companies

DHL - Grey
Lindt - Greyscale
Deutsche - Greyscale
Net florist - Greyscale
Isuzu - Greyscale

9 out of 10 people do better with 10X

Over the long term, high fees significantly decrease your retirement annuity savings.

Low returns and high fees can significantly reduce your retirement savings. At 10X, we keep your fees low and our 10X Your Future Fund consistently outperforms benchmarks.

Validate whether you could do better with 10X. Our free comparison report breaks down historical performance and fees, so you can make an informed decision.

Investment fees matter

Based on R100 000 investment at 6% return over 40 years.

Retirement Annuity fees that work for you

When you buy a house or a car, you want to know what you’re paying for. It should be no different when you invest your money. Our fees are simple and transparent, so you know exactly what you’re getting in your investment.

  • No upfront fees, no advice fees and no exit fees

  • No penalties for changing your investment strategy

  • No hidden costs

We have a progressive fee structure, which means the more you invest, the less you pay, the more you save. That is all you pay. No surprises at the end of the month or when you retire.

Investment value10X fee p.a. (incl. VAT)
First R1 million
Next R4 million
Next R5 million
Above R10 million
*Trading costs of 0.12%-0.18% p.a. apply depending on the specific fund you choose. All fees are inclusive of VAT.

Build your own free personalised retirement plan

You don’t have to earn a lot to retire comfortably!

All it takes to reach your retirement goal is to start as early as possible and contribute the right percentage of your income to your retirement savings.

Unsure of how much you need to save? Or if your current savings have you on track toward your retirement goal? Use our calculator to get an idea of how much you would need and if you are on the right track.

What % of your pre-tax salary can you save towards retirement per month?

1 %

Choose the best 10X fund for your Retirement Annuity


Annualised returns since inception


Portfolio characteristics

Speak to a dedicated consultant

Our team of certified, experienced consultants are ready to equip you with the essential information you need to make informed choices for your future.
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Benefits of the 10X Your Future Fund

This fund consistently outperforms other leading fund managers, so it's not surprising that most 10X investors choose this fund to help them reach their long-term goals.

Benefits of the 10X Future Fund

  • Local and international investment

  • Diversified

  • Low fees

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No performance data available