Retirement Planning Blog

Retiring With Control And Flexibility: Living Annuities In A Nutshell

When the time comes to retire, choosing a living annuity offers you flexibility and the chance to grow your income.

10X Investments14 Aug 2024

How Life-Changing Events Impact Your Preservation Fund: Marriage, Divorce, Emigration, And Everything In Between

Choosing a preservation fund in which to invest your retirement savings when you exit a pension or provident fund helps set you up for a more comfortable retirement. But how is it impacted by major life events?

10X Investments13 Aug 2024

Self-Employed? Here’s How To Tailor Your Retirement Annuity

Retirement savings and investments can be a challenge for the self-employed. Here's how to make a retirement annuity work for you, while you're working for yourself.

10X Investments12 Aug 2024

How the Two-Pot System Will Impact Your Retirement Savings

How the Two-Pot System Will Impact Your Retirement Savings.

10X Investments5 Aug 2024

Taking the Next Step: Choosing Between a Living Annuity and a Life (Guaranteed) Annuity When You Retire

When you retire, you need to invest your retirement savings into a Living Annuity or a Life (Guaranteed) Annuity. It's a tough choice - here's what you need to think about.

10X Investments26 Jul 2024

Retiring this year? Here's what you need to know

Approaching retirement can be both exciting and unnerving, and soon-to-be-retirees have much to think about. Andre Tuck, Senior Investment Consultant at 10X, answers a few common questions he's heard from the thousands of people he has helped retire better... 

10X Investments15 Apr 2024

Divorce and your retirement fund

One of the advantages of a retirement fund is that these savings are protected from third-party claims, other than those permitted by the Pension Funds Act, the Income Tax Act and the Maintenance Act.

10X Investments12 Jan 2017

How To Choose The Right Investment Strategy For Your Retirement Annuity

Your retirement annuity can form the basis of a comfortable retirement once converted to a living or a life (guaranteed) annuity. But how can you get the most out of your RA investment over time?

10X Investments6 Jul 2024

Building blocks to a lasting Living Annuity [webinar + transcript]

Our panel of experts discusses living annuities, sustainable drawdown rates, offshore investing, and everything else one might need to consider to ensure a comfortable retirement.

10X Investments8 Jul 2024

Maximise Your Retirement Income With A Living Annuity

The 10X Living Annuity offers up to 100% offshore investment, low fees and consistent benchmark outperformance to give you the retirement you deserve.

10X Investments24 May 2024

The Savvy Investor’s Guide To Preservation Funds

10X's Preservation Fund offers low fees and superior returns on your pension or provident savings - increasing your wealth and helping you retire better.

10X Investments31 May 2024

How to retire with more money

Like many South Africans, you might be thinking about retirement and feeling anxious about your planning. Will you have enough saved? Will you be able to maintain the lifestyle you want? What about spoiling the grandkids? Rest assured, 10X is here to help!

10X Investments1 Mar 2024

Changing jobs? Explore the benefits of a preservation fund

Job changes or layoffs affect retirement planning. Navigate wisely for a secure future. Our blog covers job change impacts on pensions, preservation fund benefits, and insights for smart financial decisions.

10X Investments23 Aug 2023

Funding your retirement is your job, not your employers'

Paballo Mphana, Employee Benefits Consultant at 10X Investments, shares some of the common mistakes South African employees make regarding their retirement plans.

10X Investments26 Jul 2022

Why you should save for retirement from your first day at work

For young people new to the world of work and earning a salary for the first time, saving for retirement is probably the last thing on their minds. But it shouldn't be!

10X Investments6 Jul 2023