Retirement Planning Blog

Preservation Funds And The Cost Of Cashing Out Early

Preserving your pension or provident savings in a pension or provident preservation fund isn't just a good idea - the maths says it's the best idea.

10X Investments29 Oct 2024

Your top 10 retirement savings mistakes (part 2)

Your retirement should be a stress-free as possible. And it can be. Learn what not to do with your retirement investments, and enjoy the golden years you deserve (part 2).

10X Investments11 Sept 2024

Your top 10 retirement savings mistakes (part 1)

Your retirement should be a stress-free as possible. And it can be. Learn what not to do with your retirement investments, and enjoy the golden years you deserve (part 1).

10X Investments11 Sept 2024

How fees affect your preservation fund

Preserving your pension or provident savings in a preservation fund is the smart thing to do. But the fees you pay for that investment can make or break your retirement.

10X Investments19 Nov 2024

Offshore investing through your Retirement Annuity: rules, risks, and benefits

Did you know that you can invest up to 45% of the money in your retirement annuity offshore? Read on to find out what your options are with 10X Investments.

10X Investments15 Nov 2024

How offshore investments work within a 10X Preservation Fund

Preserving your pension savings when you leave a job is the smart thing to do. But did you know you can choose the underlying asset mix (and the split between local and offshore investments) within your preservation fund?

10X Investments18 Nov 2024

Working Longer vs Retiring Now: What's Best for Your Retirement?

Discover how working an extra year impacts your retirement savings, and explore smart alternatives to delaying retirement. Learn how managing expenses and investment fees could help you retire sooner than you think.

10X Investments18 Nov 2024

Understand your Retirement Annuity and take charge of your retirement

You don't need a financial advisor to make sure you get the retirement you want. Understanding your Retirement Annuity and how best to leverage it is the first step in your journey of financial independence.

10X Investments1 Nov 2024

“I don’t believe in retirement annuities,” say investors. Here’s why they say it, and how they can do better.

Retirement annuities are an excellent long term savings vehicle. But poor investment management, high fees and incorrect asset allocation give RAs a bad name.

10X Investments10 Oct 2024

Five important career moves to ensure a comfortable retirement

The good news is, if you follow what's laid out in this article, you won't have a problem saving for retirement. The bad news is, it can be hard to follow through! We've summarised five key career decisions that hugely impact your ability to retire comfortably.

10X Investments7 Oct 2024

3 top money tips from savvy retirees

Three 10X Investments clients talk about the keys to a comfortable retirement: planning, not paying high fees and choosing the the right annuity.

10X Investments4 Jul 2024

Adapting Your Retirement Annuity During Different Life Stages

Saving for retirement with a retirement annuity presents different challenges and opportunities depending on where you are in your life.

10X Investments13 Sept 2024

How much do you need to retire comfortably?

Investment Consultant Team Lead Andre Tuck is often asked by clients, "How much money should I have to retire comfortably?" In this article he gives some key considerations and rules of thumb to apply to help your retirement planning.

10X Investments21 Aug 2024

Living Annuities And Estate Planning

Living annuities provide a way for you to see your retirement savings grow, while allowing you to leave your capital to your loved ones when you pass away.

10X Investments28 Aug 2024

Two-pot cheat sheet

This cheat sheet has all the information you need to know about the two-pot retirement system and what happens if you want to withdraw.

10X Investments24 Aug 2024

Debunking two-pot retirement myths

We unpack the misconceptions surrounding the two-pot retirement system that will equip you with the knowledge to make informed decisions.

10X Investments26 Aug 2024

Costs can kill your retirement - do you understand the fees you pay on your investments?

Excessive fees drain the returns your investments produce - but it doesn't need to be that way. Understanding fee structures is the first step to limiting their impact on your investments, and making sure you have more money in retirement.

10X Investments17 Oct 2023

Living Annuities vs Guaranteed Annuities: Do you know the right horse for the course?

When you retire, you need to choose between a living annuity and a guaranteed annuity, or a combination of both. This is an important decision, and we've tried to summarise the important factors for you here.

10X Investments26 Aug 2024

Preservation Funds in South Africa: How they work for you

If you have a pension or provident fund with your employer, and are either moving jobs or looking to move, you need to decide what to do with that money. 10X Investments' Preservation Fund is a great option to continue growing your retirement savings.

10X Investments8 Jul 2024

The Two-Pot Retirement System: All You Need To Know

The new Two-Pot Retirement System proposes changes to the way South Africans can access their retirement savings. Here's all you need to know about the legislation and how it will affect you.

10X Investments18 Apr 2024