10X brings you money saving tips from TaxTim's COO Nicci Courtney-Clarke - Rands & Sense by 10X

We sat down with Nicci from TaxTim to tackle the most burning tax questions South Africans ask. Whether it's how to maximize your tax benefits, reduce fees, or avoid common tax pitfalls, this webinar breaks it all down in a clear and actionable way.

Smart tax planning isn’t just about paying what you owe—it’s about turning tax savings into financial gains. At 10X Investments, we help you use tax-efficient products like Retirement Annuities (RAs) and Tax-Free Savings Accounts (TFSAs) to reduce your tax bill and grow your wealth with low fees.

Save More with 10X: Lower Fees, Bigger Returns

Did you know that investing in a 10X Retirement Annuity or TFSA can help you pay less tax while building long-term wealth? Here’s how:

• Retirement Annuity (RA): Contribute up to 27.5% of your taxable income (capped at R350,000/year) and deduct it from your taxable income. Plus, you pay zero tax on investment growth.
• TFSA: Save up to R36,000 per year (R500,000 lifetime limit)—all investment returns are 100% tax-free.
• Low Fees, High Growth: 10X’s fees are significantly lower than the industry average, meaning more of your money stays invested and grows over time.

Why 10X?

• Low, transparent fees—no hidden costs.
• Award-winning investment strategies that outperform traditional providers.
• No unnecessary admin or penalties—your money works harder for you.

We Answered Your Biggest Tax Questions in Our Webinar

Here are some of the key topics covered, watch the full webinar:

• How to legally reduce your tax bill using RAs and TFSAs.
• The impact of fees on your long-term savings and how 10X helps you save more.
• Common tax pitfalls and how to avoid costly mistakes.
• Practical ways to make tax work for you, whether you're employed or a freelancer.
• Tax-free savings accounts (TFSAs): How they work, limits to be aware of, and key tips.
• Home office deductions: Who qualifies, what expenses you can claim, and what SARS requires.
• Medical tax rebates: Understanding deductions for medical aid and out-of-pocket expenses.
• Freelancing & Side Hustles: Tax obligations, provisional tax, and deductions for extra income earners.
• Travel deductions: What counts as business mileage, how to claim, and why keeping a logbook matters.
• International Investments & Crypto: How SARS taxes offshore earnings and digital assets.

If you're concerned about how tax impacts your investments, talk to a 10X consultant free of charge.