High fees can quietly erode your retirement savings
- Have you checked recently how much on an impact your fees is havings on your savings?
- Our 6-month fee-free offer gives your investment a head start - reducing the impact of fees early on. And once the offer ends, you'll still benefit from some of the most competitive fees in the industry.
Want to know if you could be paying less?
Speak to one of our consultants and get a personalised quote.

Based on R100 000 investment at 6% return over 40 years.
What impact can 6 month fee free have?
We analysed how a 6-month fee holiday affects our living annuity product and the results speak for themselves.
Reduce your first year's effective annual cost for your retirement product by up to 56%.
Everyone's situation is different. To see if this offer works for you, speak to one of our consultants for a personalised quote.
What can you invest in?
Retirement Annuity
Tax-efficient saving for retirement
Flexible contribution options
Boost your existing retirement savings
Living Annuity
Flexible retirement solution
Up to 100% offshore investment
Easily change your drawdown rate to your changing needs
Preservation Fund
Preserve your pension when changing employers
Single lump sum investment
Keep the tax advantages until retirement
Speak to an investment consultant
Speak to an investment consultant
Real assistance by real people
No chatbots, call centres or weeks waiting for a response. Our team is here to help via email or phone.Easy switching
We'll fully manage the switch from your old provider.Clear product information
We'll explain our products and funds so you can make the best choice for you. No advice, just the facts.10X Consultants




