Free fees promotion

Apply in November and pay zero fees for 6 months

Open either a living annuity, preservation fund or retirement annuity by 30 November 2024 and don&opas;t pay any fees for 6 months.

Speak to a consultant

Get 6 months fee free

Open either a living annuity, preservation fund or retirement annuity by 30 November 2024 and don't pay any fees for 6 months.

  1. Choose which type of product you would like
  2. Apply online or speak to a consultant
  3. Enjoy investment growth without fees for 6 months
Download terms & conditions
Investment amountEstimated savings
R 500,000R 1,900-R 2,600
R 2,000,000R 7,800-R 9,200
R 10,000,000R 32,000-R 36,000
*Estimated savings are based on an annual fee range of 0.4% to 1.04%, depending on the product and your investment amount, over a 6 month period. For more details, please refer to the fees table on our product pages.

What can you invest in?

Retirement Annuity

  • Flexible contribution options

  • A tax-efficient way to save toward your retirement

  • Boost your existing retirement savings

More infoInvest now

Living Annuity

  • Invest up to 100% offshore

  • Flexibility to choose your annual income

  • Retain your capital for your estate

More infoInvest now

Preservation fund

  • Preserve your pension when changing employers

  • Single lump sum investment

  • Keep the tax advantages until retirement

More infoInvest now

Why choose 10X

This is why thousands of South Africans invest with us

  • Low fees

    More money for you, with no hidden costs.

  • Performance

    Consistently outperformed benchmarks for 15+ years.

  • Expertise

    Industry-leading expertise with exceptional service.

  • Transparency

    Empowering you to make smart decisions.

Fees are the single biggest predictor of your investment's performance.

The higher the fees, the lower your returns. It's that simple. And it's why 10X is different. We charge a single, low fee that's a fraction of what most other providers charge. That means more money for you when you retire.

Get a free comparison
Investment fees matter

Based on R100 000 investment at 6% return over 40 years.

Get a free comparison

Speak to an investment consultant

Speak to an investment consultant

Real assistance by real people

No chatbots, call centres or weeks waiting for a response. Our team are here to help via email or phone.

Easy switching

We'll fully manage the switch from your old provider.

Clear product information

We help you understand which product and fund best suits your needs.

10X Consultants

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