IndividualsCorporateIntermediariesETFs
logo

Income during retirement

Living annuity

Convert your retirement savings into flexible income payments.

Change jobs

Preservation fund

Keep your retirement savings intact when changing employers.

Save toward retirement

Retirement annuity

Save for retirement while reducing your annual tax bill.

Tax free savings

Grow your money completely tax-free for long-term goals

Build wealth

Unit trust

Invest any amount, access your money whenever you need it.

Tax free savings for kids

Start tax-free investing early for your child's future.

All products

Not sure yet what product to choose?
Gradient line
Explore products
Funds

Tools

Free comparison reportTax tipsAll calculatorsFund selector

Calculators

Retirement annuity calculatorPreservation fund calculatorLiving annuity calculatorEAC calculatorTax calculatorTwo-Pot calculatorInvestment calculator

Plan your future

Save for retirement

Saving for retirement

Confused about retirement? We'll break down the basics and guide you through your pension options.

.

Save for retirement

Income in retirement

We've set out various retirement income options to help you decide what might be best for you.

Learn

About
Rands & Sense hub

Investment insights, articles, webinars, and practical tips

Two-pot retirement systemDownloads

FAQs

All FAQsLiving annuity FAQsRetirement annuity FAQsPreservation fund FAQsUnit trust FAQsTax-free savings account FAQsTwo-pot retirement FAQs

Support

Contact us

Get in touch if you need help with your 10X account.

Featured article

How to retire with more money

How to retire with more money

Read article

LoginApply onlineSpeak to a consultant
logo
Login

Products

Funds

Retirement planning

Resources & Support

Corporate Intermediaries ETFs
Apply onlineSpeak to a consultant
  1. Hub
  2. Blog

Rands & sense blog

Type to search
Retirement planningAfter retirementGeneral investingService
saving-and-investment-mistakes
Your biggest savings and investment mistakes - and how to fix them
General investing
fund-fact-sheets
How to read a fund fact sheet [video] - Rands and Sense by 10X
General investing
10X Leads the passive wave in South Africa
10X is building South Africa’s passive champion
General investing
investment-questions-south-africa
Investment questions from the (South African) internet [video] - Rands and Sense by 10X
General investing
Join 50,000+ smart investors
Subscribe to the Rands & Sense newsletter
Get valuable investment insights as well as access to webinars and podcasts on tax, retirement, and strategies to grow your wealth.
intro-to-investing-in-SA
An introduction to investments in South Africa [video] - Rands and Sense by 10X
General investing
financial fraud and scams
How to avoid fraudsters and financial scams
General investing
offshore investments living annuities retirement annuity preservation fund
Looking offshore to safeguard your retirement in uncertain times
General investing
tax free savings account tfsa retirement investments living annuity retirement annuity
A Quick Overview Of The 10X Tax-Free Savings Account
General investing
retirement annuity RA investments retirement savings living annuity
Retirement Annuities That Work For You
General investing
Thumbnail_7 reasons to trust 10X
7 reasons to trust 10X
General investing
Losing weight: rand-hedges in the All Share
Losing weight: rand-hedges in the All Share
General investing
Chris Eddy - Not your daily news
Leaning into the curve
General investing
Tobie van Heerden - Inside Story
The inside story with Tobie van Heerden, 10X CEO
General investing
Thumbnail_10X Tax Free take charge
Take charge of your wealth and savings with the 10X Tax-free Savings Account
General investing
Sonja de Bruyn
Sonja De Bruyn: The struggle for financial literacy in South Africa continues
General investing
Corruption is bad panel
Things are a lot worse than we thought, but will get better
General investing
Prev12Next
10X Logo
+27 21 412 1010info@10x.co.za
14th Floor, The Terraces34 Bree StreetCape Town8001
ProductsRetirement AnnuityLiving AnnuityPreservation FundUnit TrustTax-Free Investment
Flagship Funds10X Your Future10X IncomeOffshore Funds10X MSCI World Index FeederOther Funds10X Moderate10X Money Market10X DefensiveView all
Legal & GovernanceTerms and ConditionsNo Fees Promotion T&CsConflict of Interest PolicyFAIS DisclosureComplaints Policy and ProceduresPAIA ManualPrivacy PolicyPOPIA Correction FormPOPIA Request FormEmail Legal NoticeGovernanceQuarterly Investor Report
Company & ResourcesContact supportEAC CalculatorFAQDownloadsTestimonialsBlogTwo-Pot Retirement FAQs

10X Investments (Pty) Ltd is a licensed Financial Services Provider #28250 and S13B Pension Funds Administrator #24/444.

The information on our website does not constitute advice as defined by the FAIS Act.

10X Fund Managers (RF) Pty Ltd is a Manager registered under the Collective Investment Schemes Control Act.

© 2025 10X Investments (Pty) Ltd. All Rights Reserved.